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IFR Swiss

Be your own bank

IFR Swiss — Institut für Rückerstattungen

IFR Swiss provides non-custodial bitcoin storage solutions for owners of large bitcoin balances.

Manage your Bitcoin securely and easily with IFR Swiss

We safeguard you from

  • hacking
  • phishing
  • supply chain attacks
  • fraud
  • physical coercion
  • asset seizure
  • credential loss
  • and more

Our solutions

We have developed a set of procedures, backed by our years of expertise in Bitcoin and finance, to help you manage your funds securely and easily. We offer multisignature wallet services, cryptocurrency concierge services as well as workshops on Bitcoin fundamentals.

Why a multisignature wallet?

Setting up a multisignature wallet is a time-tested and reliable way to mitigate the risks of key loss as well as certain security concerns, such as malicious actors gaining unauthorised access to your keys. Such a wallet requires more than one key to access funds, typically two out of a total of three or three out of five, thus reducing single points of failure. Keys may be kept in multiple locations, even in different countries, or given to trusted persons for safekeeping, such as family members or legal representatives.

Including

  • M-out-of-N quorum

    A number of M keys out of N in total is required to access the funds in the wallet. We offer advice on the quorum that best fits your needs, key security, storage of your backup keys and training to the cosigners of your choice.

  • Non-custodial

    We will never have access to your funds or the ability to stop you from accessing them, since we would be holding at most one of the keys required for access.

  • Libre & open source

    All our software is open source. This guarantees full transparency and state-of-the-art security, as it is audited by the Bitcoin community as well as cryptography professionals.

  • No vendor lock-in

    Hardware wallets can be swapped for another one supporting the relevant standards: mnemonic passphrase (BIP39) and partially signed transactions (BIP174).

  • Hardware based

    We support multiple hardware wallets: Specter DIY, Coldcard, BitBox02 and Cobo Vault, to name a few.

  • Hosted in Switzerland

    Our infrastructure runs in secure data centres in Switzerland, benefiting from strict Swiss privacy laws and competent, bitcoin-friendly local authorities.

  • Tailored to your needs

    Rather than offering one-size-fits-all products, we adapt our services to your requirements and create an optimal solution for your needs.

Complementary services

Users of our multisignature wallet package can benefit from our Bitcoin concierge services and workshops. We believe in empowering our users to make informed choices about their cryptocurrency assets.

The team

Based in Switzerland, IFR Swiss is run by a small team of highly motivated professionals with considerable experience in the Bitcoin ecosystem.

Partners

  • LH

    Lena Hofmann

    Partner, digital asset recovery

    Lena has spent more than a decade in banking operations and digital asset custody. She leads recovery cases from the first call to the final transfer, coordinating investigators, exchanges and legal counsel. Her focus is on clear procedures and honest assessments: clients know early what can realistically be recovered, what it will take, and which risks remain along the way.

  • MK

    Marc Keller

    Partner, blockchain forensics

    Marc has a background in distributed systems and applied cryptography. He traces funds across chains and services, prepares evidence for authorities and exchanges, and designs the storage setups clients move to after a case is closed. He believes that careful documentation and open tools are what make a technical investigation trustworthy in front of a court.

We also collaborate with expert consultants well-versed in Swiss law and cryptocurrencies, as well as a network of trusted partners who can act as cosigners of multisignature wallets.

Advisors

  • SF

    Sophie Favre

    Attorney, Dr. iur.

    Specialised in commercial and tax law, with a focus on cases involving cryptocurrencies.

  • TB

    Thomas Brunner

    Security consultant

    Advises financial institutions on key management, incident response and operational security.